AmeriHome is headquartered in Thousand Oaks (California). They serve the customers across the United States. Currently, they are licensed to originate loans in 46 states and enable to purchase and service loans in 49 states. AmeriHome is an approved seller/servicer of residential mortgage loans for Fannie Mae and Freddie Mac.
Register your account to get started!
For access AmeriHome, you will need to register. Here are some steps to register your account:
- At the first step, you are able to visit this link here. It will bring you to the page where you are able to make your account.
- Then, enter your last name.
- After that, enter your SSN.
- Next, enter your date of birth.
- Now, enter your email address.
- Please click the next button.
- Ensure you enter all information correctly so you are able to register successfully.
logging to your account
After you make your account, then you will be able to login. Here are some steps to login:
- At the first step, you are able to visit this link here. It will bring you to the page where you will be able to login.
- Then, enter your username.
- After that, enter your password.
- Also, ensure that you agree to the user terms and privacy police.
- Lastly, you are able to click at login button.
What should you do if you forget your username or password?
Sometimes, you may will get an issue where you cannot remember your username or password. If so, you do not worry about that. Here we have a way to solve it.
Username recovery
If you forget your username, do these steps below:
- At the first step, you are able to visit this link here. It will bring you to the page where you are able to recover your username.
- Then, enter your SSN
- After that, enter your email address.
- Now, click at the recover button.
Password recovery
If you forget your password, do these steps below:
- At the first step, you are able to visit this link here. It will bring you to the page where you are able to recover your password.
- Then, enter your username.
- After that, enter your SSN.
- Next, enter your email address.
- Lastly, click at the recover button.
Why Finance with AmeriHome?
AmeriHome is no nonsense, no wasted time and no hidden fees. You will be able to make a decision about your mortgage with confidence.
Here are some reasons why you have to choose AmeriHome:
- Safe and Secure
They protect your data while it is at rest or in transit with a defensive in-depth cybersecurity strategy
- Transparent Pricing
What you see is what you will get. They give a clear explanation of loan costs and will not surprise you with extra fees or hidden add-ons.
- Service and Loan Assistance
Their loan officers are going to be there for you every step of the way, assisting you find a finance package which works with your lifestyle.
- No Pre-Payment Penalties
Please pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it is their job to help you own your home clear and free, as fast as you can.
Finding the perfect loan for you!
With AmeriHome Mortgage, you will be able to find the perfect loan. They provide customized lending solutions, assisting you make the best decisions with clear and honest information.
Understanding mortgage loan types will be able to you to be knowledgeable and informed. When you work with their Home Loan Experts, they are going to give customized lending solutions. Find the right AmeriHome loan for you right now.
Types of home loans offer by AmeriHome
Here are some type of home loans offer by AmeriHome:
30-Year Fixed-Rate Mortgage
A 30-year fixed-rate mortgage is ideal for those looking to stay in their homes for at least five to 10 years. It has a longer loan term giving you the flexibility to have more times in your budget with a lower payment over the life of the loan. Your monthly fixed-rate will give you peace of mind in knowing the exact amount you will be paying on your mortgage each month.
15-Year Fixed-Rate Mortgage
15-Year Fixed-Rate Mortgage is a perfect loan if you want to save on interest and pay off your home sooner. With this type of loan, you are going to keep more money in your wallet. This option allows for optimal budget planning with a consistent monthly payment and an expedited path for financial growth.
Conventional Loans
This is a fixed-rate mortgage and a great choice if your credit score is in the good to excellent range.
- It has a down payment as low as 3 percent.
- Higher amounts available.
- No Mortgage Insurance required for loan amounts up to 80 percent of your home value.
- Cash-out refinance available up to 80 percent of home value.
- Rate and term available up to 95 percent of home value
FHA Loans
This is a fixed-rate mortgage with more relaxed eligibility requirements. You are able to enjoy easier credit qualifications and higher debt to income ratio flexibility.
- It has a down payment as low as 3.5 percent.
- Cash-out refinance available up to 80 percent of home value.
- Rate and term refinance available up to 97.75 percent home value.
VA Loans
This is an exclusive loan benefits open to active or retired military personnel. VA loans have more flexible credit requirements.
- It has no down payment needed with approved credit.
- Enable for higher debt to income ratios than conventional loans.
- No mortgage insurance required.
- VA Refinance and Purchase solutions.
- Fixed-Rate loans available.
HomeReady® & Home Possible® Loans
This is perfect for first time home buyers. These loan programs offer an easier path to homeownership and refinancing.
- A lower needed down payment.
- Some down payment sources allowed.
- Lower credit score qualifications.
- Wider income flexibility.
- No cash-out refinancing.
- Enable to cancel mortgage insurance.
- Fixed-Rate loans available.
