You may come to this page to find out how to obtain a 1098 tax that you can get from CENLAR FSB. As you know that CENLAR FSB provides a 1098 tax form to help you in tax preparation. So, it will ease you to fill the form for tax preparation.
Unfortunately, you do not know yet on how to get a 1098 tax form as CENLAR FSB offers. Don’t worry! This post will inform you how to get it from the CENLAR FSB site. However, getting a 1098 tax form is pretty easy to do. So, let’s see our information below!
Getting a 1098 Tax Form
In January of each year, CENLAR definitely provides a 1098 tax form that you can get from the website. On your 1098 tax form, it will show how much you spend in the previous year on mortgage interest and real estate taxes.
In order to get a 1098 tax form, you should register first on CENLAR to create your account. If you already have a CENLAR account, you can simply log into the CENLAR account by entering your username and password.
Once you log into your CENLAR account, you can then download the 1098 tax form from the CENLAR site. After a 1098 tax form is successfully downloaded, you can then request a paper copy mailed to you, or both. Then, the CENLAR team will send the 1098 tax form to your home. So, what you should do after downloading and requesting the 1098 tax form is to wait for the form to arrive in your hands.
Here’s how to register into CENLAR!
- First, go to the CENLAR Register Page here.
- On the Register page, you will see the available field that you should fill.
- Fill the available fields to create a CENLAR account including your last name, your SSN (Social Security Number), your date of birth and email address.
- After you fill all the fields, click on the ‘Next’ button to continue registering.
- Generally, a verification will be sent to your email, if required, you should check your email to verify your account.
Congratulations! You successfully create a CENLAR account in three minutes.
After you’ve successfully created an account on CENLAR, you can then login in order to download a 1098 tax form. As you know, the 1098 tax form can only be obtained if you log into the CENLAR. If not, don’t hope to get the 1098 tax form.
To log into the CENLAR site, you can click on the ‘Log In’ option on the Register Page or visit the Login Page here. Once the Login page is open, you can then enter your username and password to continue login. If you already login, you can then download the 1098 tax form from the CENLAR site.
What Will You Find On the 1098 Tax Form?
Generally, the 1098 tax form will contain the amount of real estate and mortgage interest taxes in previous years that the taxpayer has spent. Well, to make the tax easier to fill, we’ll show you what you should fill on the 1098 tax form. Here are they:
Recipient’s/Lender’s Information including:
- Name
- Street address
- City or Town,
- State or Province
- Country
- ZIP or Foreign Postal Code
- Telephone Number
Payer’s/Borrower’s Information including:
- Name
- Street address
- City or Town,
- State or Province
- Country
- ZIP or Foreign Postal Code
- Telephone Number
- Number of properties securing the mortgage
- Other
- Account number
The following fields should be filled in accurate amount:
- Mortgage interest received from payer(s)/borrower(s): $…
- Outstanding mortgage principal: $…
- Mortgage origination date
- Refund of overpaid interest: $…
- Mortgage insurance premiums: $…
- Points paid on purchase of principal residence: $…
- Tick in the available box, if address of property securing mortgage is the same as PAYER’S/BORROWER’S address, check the box, or enter the address or description in box 8.
- Inform the address or description of property securing mortgage (see instructions)
In the last available field, you should enter the Mortgage acquisition date.
Well, those are a bunch of fields that you should fill on the 1098 tax form.
How If You Enroll In Paperless Statements?
When you register for paperless statements, you may get email notification when all your important documentation is ready to view. They include tax information, monthly statements, disclosures, escrow statements and more.
So, if you do not request Paperless Statements, you definitely will get a mailed statement every month. In this case, your statement will include your current loan balance, your escrow balance for any mortgage (if you have opted to have escrow collected for you), a payment breakdown and other loan details.
Additionally, if you pay by mail, you can refer to the directions on your billing statements. Make sure to include your loan number on your check or money order. You can also include the coupon from your monthly billing statement or payment book.
For payments made from a monthly statement stub for properties which reside in the following states: AK, AZ, CA, CO, GU, HI, ID, MT, ND, NE, NM, NV, OR, SD, UT, WA or WY. Here’s for mailing address:
Mail to:
Payment Processing Center
P.O. Box 54040
Los Angeles, CA 90054
All other states, mail to:
Payment Processing Center
P.O. Box 11733
Newark, NJ 07101
For Coupon Book payments from the following states – AK, AZ, CA, CO, GU, HI, ID, MT, ND, NE, NM, NV, OR, SD, UT, WA or WY
Mail to:
Payment Processing Center
P.O. Box 51301
Los Angeles, CA 90051
All other states mail to:
Payment Processing Center
P.O. Box 11733
Newark, NJ 07101
For Principal-Only, or Overnight and Courier Services (such as FedEx or UPS), mail to:
Payment Processing Center
425 Phillips Boulevard
Ewing, NJ 08618
Why should you enroll in Autopay on your loan? By enrolling in autopay, you definitely can pay the monthly tax on time. To get on-time payments, CENLAR offers you a free, convenient service which automatically debits your payment each month from your savings account. Well, the automatic payment will give you peace of mind where your monthly payments will be paid on time each month.
