Cenlar is known as one of the most popular mortgage services. One of the reasons why it makes it to the top list is because it offers several payment methods. One of the payment methods offered by Cenlar is through mail. What should you do if you want to make payments through mail? Find out the details about this method below.
Just like any other payment methods, it is easy to make payments by mail. If you want to make payments though this method, please refer to the directions on your billing statement. On your check or money order, do not forget to include your loan number. Another thing that is worth noting is to include the coupon from your monthly billing statement or payment book.
For the payments made from a monthly statement stub for the properties residing in the states such as Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nebraska, New Mexico, Nevada, North Dakota, Oregon, South Dakota, Utah, Washington, Wyoming, you can mail the payments to Payment Processing Center P.O. Box 54040 Los Angeles, CA 90054. As for the states that are not mentioned, the mail can be sent to Payment Processing Center P.O. Box 11733 Newark, NJ 07101. For the Coupon Book payments from the states such as Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nebraska, New Mexico, Nevada, North Dakota, Oregon, South Dakota, Utah, Washington, Wyoming, they can be sent to Payment Processing Center P.O. Box 51301 Los Angeles, CA 90051. As for the other states, please send them to Payment Processing Center P.O. Box 986 Newark, NJ 07184. For the Principal Only or Overnight and Courier Services such as FedEx or UPS, please use the Payment Processing 425 Phillips Boulevard Ewing, NJ 08618 instead.
Once again, there are two loan payment address of Cenlar. For the borrowers that reside in east coast or central United States, the address is Cenlar FSB P.O. Box 11733 Newark, NJ 07101-4733. As for those who are currently in the western United States, such as Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nebraska, New Mexico, Nevada, North Dakota, Oregon, South Dakota, Utah, Washington, Wyoming, and Guam, the loan payment address that you can use is Cenlar FSB P.O. Box 54040 Los Angeles, CA 90054-0040.
It should be easy for you to make payments by mail. In case you are having a hard time and need assistance, you might want to reach out the customer service of Cenlar. The number that you can call is 888-477-6350. This customer service number is available from Monday to Friday from 8:30 AM to 11:30 PM. Actually, it is also available on Saturday from 9 AM to 4 PM EST. The best time to call it is at 10:45 AM. So, if you want to get better response, it is better for you to call at the recommended time. When you are connected with its customer service, please explain everything that you are currently facing. You can also use this service if you have some questions to ask. Do not stop the call until you get the response that you want.
If you are not the kind of person who are comfortable talking with the others over the phone or if you are just lazy to speak directly with the customer service of Cenlar, the alternate way that you can use is to send an email instead. The email address of Cenlar’s customer service is CS@Cenlar.com. Just like through the customer service’s phone number, it is important to explain situation or ask the thing that you want to ask. In the email, you are also suggested to include the information about yourself. Do not forget to include the basic things such as your name and your phone number. Do not forget to also fill in the subject of the email.
If you change your mind and you want to try the other payment methods, these following paragraphs are for you to read. Feel free to use any payment method that you think the best.
The first alternative is through its official website. This online method is the fastest and the easiest method to make a mortgage payment. If you want to use this method, the first thing that you have to do is to go to loanadministration.com. When you are there, you will have to register. Registering on that site is easy. All that should be done is to provide your last name, your SSN, your date of birth, and your email address. After registering, the next thing that you have to do is to log in with your username and password. It should be easy to make a payment once you are logged in to the site.
The second one is through Cenlar mobile app named The Cenlar Mobile App. This method is a convenient and a safe way to make a payment. After signing up, you can even make automatic payments. There are also calculators that can be used to determine how to save the interest and how to pay off your mortgage sooner. In order to make payments by using the app, the first thing that should be done is obviously to get the app from Google Play Store if you are a user of Android and from App Store for those who use iOS. Once it is installed on your phone, it is time for you to open the app and then complete the secure registration. Keep in mind that you will need a separate ID and pass from the one that you use on your desktop site. for subsequent login, feel free to either use thumbprint or facial recognition.
As mentioned before, Cenlar also offers a way to autopay your loan. It is a free and convenient one. It will automatically debit your payment every month from your checking or saving account. Automatic payments are recommended as there will be peace in your mind. Basically, you do not have to worry about the payments as they will be paid on time.